Life and AD&D Benefits
This benefit is 100% Employer Paid.
Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employer-paid benefit, provided at no cost to you. The basic life benefit will be paid to your beneficiaries in the event of your death. The AD&D benefit will be paid in the event of an injury resulting from a covered accident.
Benefits |
|
|---|---|
Basic Life |
$50,000 |
AD&D |
$50,000 |
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts. Employees must elect coverage in order to purchase spouse or child coverage.
Benefits |
|
|---|---|
Employee |
|
Benefit Maximum |
Minimum of $20,000 up to $300,000; in $10,000 increments |
Guaranteed Issue |
$100,000 |
Spouse |
|
Benefit Maximum |
Minimum of $5,000 up to $100,000 (not to exceed 100% of employee's coverage) |
Guaranteed Issue |
$25,000 |
Child(ren) |
|
Benefit Maximum |
$2,000 to $10,000 |
Guaranteed Issue |
$10,000 |